Life insurance

What is a life insurance?
This is an insurance where an amount is paid in the event of death. With a term life insurance you prevent your surviving relatives from getting into financial trouble if you die.

Will your partner or family be left with a mortgage that they cannot actually pay when you die? And can the children's school or normal living expenses still be paid?

Suppose a family where the husband is the breadwinner in the house and the wife works part-time or takes care of the children. By taking out a life insurance policy for him, an amount is paid out in the event of his death. This allows the mortgage and / or other costs to be paid.

Basic coverages
Life insurance pays out in the event of death due to natural causes, illness (regardless of illness) or accident (in traffic or another accident).

Can I transfer my existing life insurance?
Do you already have a life insurance policy with another insurer, but are you unsure whether you may be paying too much? Then let us see if we can offer you a lower premium. You can cancel a life insurance policy every year. After all, no capital or piggy bank is built up, the premium that you pay monthly is solely for the risk that you die.

 
 

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Age limit
Depending on the insurer, the term life insurance policies have an age limit between 65 and 80 years. This means that the insurance will stop when you reach the final age. In Spain, it is assumed that between the age of 65 and 80 you are more or less debt-free (or have a house with a lot of equity) and you no longer have children living at home.

Medical test
In some cases you will need to complete a health certificate or undergo a medical examination. The insurer arranges a medical examination and also pays the costs for this.

Customer experiences

9

23-09-2020
Robert

Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading

9

05-10-2020
Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading

9

18-08-2020
Jaap

Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading

9

09-09-2020
Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading

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