Does a pet insurance need to be taken out for your dog or cat, or is that nonsense? That is different for everyone.
We distinguish two types of pet insurance. You can take out both insurance policies extra with your home insurance.
The first insurance is a liability insurance. Suppose your dog or cat causes damage to third parties or property of third parties, the liability cover will then reimburse the costs for this. The WA coverage for dogs (not classified as dangerous breeds) and cats can be included in the WA coverage of your home insurance for free.
Owners of dogs belonging to the dangerous breeds are required to have separate third party insurance for their dog. This can either be included in the home insurance or taken out separately.
In addition to third-party insurance, the second insurance also provides cover for medical costs after an accident or fight and costs for tracing when the animal is lost or stolen. This insurance can be taken out separately within the home insurance and costs a few tens per year. Definitely worth it.
There is an age limit for taking out these insurance policies, so it is important to insure your dog or cat from a young age.
Studies from 2010 show that the number of new pet insurance policies has increased enormously again. Pet owners have become even more aware of the financial side of their pet. Nowadays much more is possible in the medical field, which also increases the costs. This makes pet insurance seem indispensable. Not to mention the damage claims your pet can cause!