• Nederland
  • België
  • English

It is good to include my alarm in my home insurance?

Do I pay less for my home insurance when having an alarm? 

When taking out a home insurance it is important to be aware of the value of the reconstruction costs of the house (building) and the value of the objects we have in it (contents), you can use our content calculator. For a better protection some people decide to equip their house with armoured doors, cameras or installing an alarm to increase security against possible theft or occupation. 

When requesting a quote for your home insurance, one of the questions is the protection of the home and if it has an alarm. In most cases it’s not obligated to have an alarm, but this depends on the amount that needs to be insured.  

If because of the insured amounts it’s obligated to have an alarm, it’s important that the alarm is always connected when you’re not inside the house or asleep.  

In the case it’s not obligated to have an alarm we normally advise not to mention in the policy that there is an alarm connected to the central. This because of two reasons:  

  • It hardly has any effect on the premium
  • In the case of a robbery and it would show, by the report from the alarm central, that the alarm was not connected at the time it happened, the insurer could deny the claim. 

In any case it’s always good to have an alarm installed to make sure you, your family and your belongings are safe, but also it gives protection against squatters entering your home while away 

We recommend that you carefully read the conditions of your home policy and if you have any questions, contact us. 

Go to blog overview

Customer experiences

9

05-10-2020
Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading

9

09-09-2020
Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading

9

23-09-2020
Robert

Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading

9

18-08-2020
Jaap

Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading

× Home About us Insurances A-Z Insurance quote News Customer experiences Did you know? Mortgages Report a claim Blog Contact us!
Home

Do you need help?

If you have questions, feel free to contact us without any obligation!