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With this health insurance you can use all doctors, specialists and hospitals within the network of the private health insurer, just like with the Integral health insurance. The difference is that the coverages are split up into different modules. That way you only have to contract what you really need.

In addition to the contracted cover, a sum of capital is also insured which is paid out in the event of death or disability due to an accident and funeral expenses.

If you need more details about it, please contact Hypotienda.

General coverages 

Primary Care

Below is an overview of the most important coverages *:

  • Medical care (GP, midwife and paramedic)
  • Annual cardiology check-up
  • X ray
  • Ambulance transport
  • Childcare and pediatrics
  • 24-hour emergency service in clinic and at home
  • Clinical Trials

* Contact Hypotienda personally for a complete overview.


This includes: 

  • Physiotherapy
  • Gynecology
  • Radiology, ultrasound, allergy testing, etc.
  • Psychiatry and Psychology
  • Revalidation

* Contact Hypotienda personally for a complete overview.


The reimbursement of all hospital costs includes: costs for general treatment, nursing, operating theater and medicines in the hospital. The hospital offers a single room with toilet and a bed for an accompanying person *.

* With the exception of psychiatric hospitalization, Intensive care unit (ICU) and incubator rooms.

Worldwide coverage for emergencies

This policy includes worldwide cover for emergencies during journeys of up to 90 days. Permanent 24-hour service, also with retroactive effect.

This includes the following coverages:

  • Transport and repatriation of sick and injured people
  • Early return due to death of a family member
  • Medical consultation by telephone
  • Hospitalization (incl. Medical and pharmaceutical costs)
  • Emergency dental treatment


This insurance has a personal contribution as standard. When taking out the policy, you can also choose not to have a personal contribution.

Preventive examinations

This policy also includes preventive examinations against, among other things, colon cancer, breast and cervical cancer, prostate cancer, cardiovascular disease, visit to the dentist and dental hygienist, check-ups of newborns up to the age of four, including the necessary vaccinations.

Click here to return to the general health costs page.

Customer experiences


Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading


Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading



Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading



Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading

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