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With Mundisalud health insurance you have the freedom to choose which doctor, specialist or (private) hospital you want to go to, worldwide, even if it is not affiliated with the network of the private health insurer.

Very convenient if, for example, you want to be helped in your own language or if you have a regular doctor who you would like to keep.

The costs for this are reimbursed up to 80% -90% in Spain and up to 90% abroad.

If you go to a doctor, specialist and hospital in Spain that is within the medical network of the health insurer, the costs will be reimbursed up to 100%.

No personal contribution

The Mundisalud policy does NOT have a personal contribution as Integral or Modular health insurance policies.

Four Mundisalud options

Mundisalud health insurance has four options, below is an overview of the different options.
Below is, as well, an overview of the most important coverages *:


Medical network

 Doctors, specialists and hospitals
outside of medical network
Global  emergencies
   Without limits Spain    Abroad     Limit  
 Mundisalud  Complet  100%  80%  90%

€ 62.000

 Mundisalud Plus  100%  80%  90%  € 100.000  100%
 Mundisalud Classic  100%  80%  90%  € 205.000  100%
 Mundisalud Elite  100%  90%  90%  € 300.000  100%

Are you not sure? Let Hypotienda advise you without obligation and free of charge. Contact us here.

General coverages 

Primary concern

  • Medical care (GP, midwife and paramedic)
  • Annual cardiology check-up
  • X-rays
  • Ambulance transport
  • Childcare and pediatrics
  • 24-hour emergency service in clinic and at home
  • Clinical Trials

* Contact Hypotienda personally for a complete overview.


With the Mundisalud healthcare policy you are insured for consultation and treatment of specialists and for any necessary examinations. This includes: *

  • Physiotherapy
  • Gynecology
  • Radiology, ultrasound, allergy testing, etc.
  • Psychiatry and Psychology
  • Revalidation

* Contact Hypotienda personally for a complete overview.


The reimbursement of all hospital costs includes: costs for general treatment, nursing, operating theater and medicines in the hospital. The hospital offers a single room with toilet and a bed for an accompanying person *.

* With the exception of psychiatric hospitalization, Intensive care unit (ICU) and incubator rooms.

Worldwide coverage in emergencies

This policy includes worldwide cover for emergencies during journeys of up to 90 days. A permanent 24-hour service, also with retroactive effect.

This includes the following coverages:

  • Transport and repatriation of sick and injured people
  • Early return due to death of a family member
  • Medical consultation by telephone
  • Hospitalization (incl. Medical and pharmaceutical costs)
  • Emergency dental treatment

Preventive examinations

This policy also includes preventive examinations against, among other things, colon cancer, breast and cervical cancer, prostate cancer, cardiovascular disease, visit to the dentist and dental hygienist, check-ups of newborns up to the age of four, including the necessary vaccinations.

Click here to return to the general health costs page.

Customer experiences


Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading



Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading


Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading



Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading

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