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With Residentes health insurance, you can choose which doctor, specialist or hospital you want to go to, worldwide up to 100%, even if not affiliated with the health insurance company's medical network, provided you contract the repatriation and Best Care modules.

Own risk / Own contribution

This product has no deductible and no personal contribution.

General coverages

Primary coverages

Below is an overview of the most important coverages: *

  • Medical care. This is total care provided by the general practitioner, midwife and paramedics.
  • Annual cardiology check-up
  • X-rays
  • Ambulance transport
  • Childcare and pediatrics
  • 24-hour emergency service in clinic and at home
  • Clinical research

* Contact Hypotienda personally for a complete overview.


With the Residentes healthcare policy you are insured for consultation and treatment of specialists and for any necessary examinations. This includes: *

  • Physiotherapy
  • Gynecology
  • Radiology, ultrasound, allergy testing, etc.
  • Psychiatry and Psychology
  • Advice and help with getting pregnant
  • Revalidation

* Contact Hypotienda personally for a complete overview.


The reimbursement of all hospital costs includes: costs for general treatment, nursing, operating theater and medicines in the hospital. The hospital offers a single room with toilet and a bed for an accompanying person *.

* With the exception of psychiatric hospitalization, Intensive care unit (ICU) and incubator rooms.

Worldwide coverage in emergencies

This policy includes worldwide cover for emergencies during journeys of up to 90 days. A permanent 24-hour service, also with retroactive effect.

This includes the following coverages:

  • Transport and repatriation of sick and injured people
  • Early return due to death of a family member
  • Medical consultation by telephone
  • Medical and pharmaceutical costs and hospitalization
  • Emergency dental costs
  • Repatriation

In addition to the above cover, the costs of transport to the nearest international airport in the event of the death of the insured are also reimbursed.

Best Care

This service guarantees the consultation of an internationally renowned specialist for the diagnosis of certain serious illnesses within 5 days.

This includes:

  • Hospitalization in the center of the chosen specialist
  • Surgical intervention
  • Guaranteed refund of 500 € for additional costs
  • Compensation of 500 € in case of non-fulfillment 5 days

Preventive examinations

This policy also includes preventive examinations against, among other things, colon cancer, breast and cervical cancer, prostate cancer, cardiovascular disease, annual check-ups and cleaning of teeth, check-ups of newborns and the administration of vaccinations during the first four years.

Would you like personal advice? Please contact us.

Click here to return to the general health costs page.

Customer experiences



Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading


Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading



Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading


Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading

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