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Top Health

With the Top Health health insurance policy, you can freely choose which doctor, specialist or hospital you want to visit worldwide, even if it is not affiliated with the health insurer's medical network.

The difference between Mundisalud and Top Health is that with a Top Health policy the costs in Spain and abroad are reimbursed up to 100%. So you can go to any doctor, specialist or hospital both in Spain and abroad and all costs will be reimbursed.

Own Risk

You can choose a policy with or without a deductible. Contact us directly if you would like to have a quote with various options. Because of course the premiums depend on the level of the deductible.

Below is a global overview of the coverage in Spain and abroad.

  Medical Network
"cuadro medico"
Doctors, specialists and hospitals outside the medical network Doctors, specialists and hospitals outside the medical network Doctors, specialists and hospitals outside the medical network World emergency coverage 
  Without limits Spain Spain Abroad Without limits
 Top  Health 100%  100%  100%  100%  100%

General coverages

Primary concern

Below is an overview of the most important coverages *:

  • Medical care (GP, midwife and paramedic)
  • Annual cardiology check-up
  • X-Rays
  • Ambulance transport
  • Childcare and pediatrics
  • 24-hour emergency service in clinic and at home
  • Clinical Trials

* Contact Hypotienda personally for a complete overview.


With a Top Health policy you are insured for consultation and treatment of specialists and for any necessary examinations. This includes: *

  • Physiotherapy
  • Gynecology
  • Radiology, ultrasound, allergy testing, etc.
  • Psychiatry and Psychology
  • Revalidation

* Contact Hypotienda personally for a complete overview.


The reimbursement of all hospital costs includes: costs for general treatment, nursing, operating theater and medicines in the hospital. The hospital offers a single room with toilet and a bed for an accompanying person *.

* With the exception of psychiatric hospitalization, Intensive care unit (ICU) and incubator rooms.

Worldwide coverage in emergencies

The Top Health health insurance policy includes worldwide coverage for emergencies during journeys of up to 90 days. A permanent 24-hour service, also with retroactive effect.

This includes the following coverages:

  • Transport and repatriation of sick and injured people
  • Early return due to death of a family member
  • Medical consultation by telephone
  • Hospitalization (incl. Medical and pharmaceutical costs)
  • Emergency dental treatment

Additional Top Health coverages: 

  • Alternative Medicine: Homeopathy, Phytotherapy, Acupuncture, Spas, Chiropractic and Osteopathy
  • Medicines (including vaccinations)
  • Reimbursement of aids (hearing aids, lenses, glasses, wheelchairs, walking sticks, guide dog)
  • Dentistry
  • Surgical prostheses for myopia
  • Speech therapy
  • Organ transplants
  • Artificial reproductive techniques

Preventive examinations

Included in the Top Health care policy are six different preventive examinations against, among other things, colon cancer, breast and cervical cancer, prostate cancer, cardiovascular disease, visit to the dentist and dental hygienist, check-up of newborns up to the age of four, including the necessary vaccinations.

Would you like personal advice? Please, contact us.

Click here to return to the general health costs page.

Customer experiences



Voor vertrek naar Spanje de verzekeringen geregeld. Men is zeer behulpzaam en geduldig met uitleg. Ook is het telefonisch overleg goed en merk je dat de dames (in mijn geval Yentl en Laura) meedenken en... Continue reading


Ad Kolsters

Fantastische service, altijd snel, betrouwbaar en vriendelijk. Pas 1 schadeclaim gehad met auto, werd direct en zorgvuldig voor me geregeld. Ook nieuwe verzekering aanvragen snel en duidelijk. Prijs iets... Continue reading


Pauline Lindhout

Ik ben erg tevreden en dan met name over de vriendelijke mensen die daar werken. Snel antwoorden van mails, en vragen. Zeer klantvriendelijk Dank jullie wel... Continue reading



Fantastisch op weg geholpen door vooral Evita. Voelt als serieus te worden genomen en dat geeft vertrouwen.... Continue reading

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